Insightful. Vert systematic

Based on my personality, I know that I can't keep updating/inputting the details.

There arw some money rules, strategirs and systems that I use and practice

Increase your incoming and decrease your outgoing.

Pay yourself first. The first transaction after the deposit of your salary should be a certain amount ( say 10 percent or 1000 dollars whatever is comfortable) to your high interest Savings/moneymarket or recurring deposit or investment brokerage. You are affirming to the you are the master of the money and not the other way around. My experience shows that this account transforms to Wealth account.

After that first transaction preferably the second transaction is paying a certain amount to charity. You are affirming to the universe that you can live with the balance of the money.

The rest of the money can be allotted to paying bills, emergency account, other investment/expense.